Night World : Witchlight Chapter 7

Keller faced him squarely. â€Å"Yes, sir? Or should I say ‘my lord?† He flinched but tried to hide it. â€Å"I should have told you in the beginning.† Keller wasn't about to get into a discussion of it. â€Å"What do you want?† â€Å"Can we go in there?† He nodded toward what looked like a small library-office combination. Keller didn't want to, but she couldn't think of any acceptable reason to refuse. She followed him and crossed her arms when he closed the door. â€Å"You saved my life.† He wasn't quite facing her; he was looking out the window at a cold silver sky. Against it, he had a profile like a young prince on an ancient coin. Keller shrugged. â€Å"Maybe. Maybe not. The bricks didn't kill me; maybe they wouldn't have killed you.† â€Å"But you were trying to save my life. I did something that was probably stupid-again-and you had to cover for me.† â€Å"I did it because it's my job, Galen. That's what I do.† â€Å"You got hurt because of me. When I dug myself out of that rubble, I thought you were dead.† He said it flatly, without any particular intonation. But the hairs on Keller's arms rose. â€Å"I've got to get back to Diana.† â€Å"Keller.† There was something wrong with her. She was facing the door, heading out, but his voice stopped her in her tracks. â€Å"Keller. Please.† She was aware that he was coming up behind her. Her entire skin was up in gooseflesh. She was too aware of him, that was the problem. She could feel the air that he displaced. She could feel his heat. He just stood there. â€Å"Keller. Ever since I first saw you†¦Ã¢â‚¬  He stopped and tried again. â€Å"You were-gleaming. All that long black hair swirling around you and those silvery eyes. And then you changed. I don't think I ever really understood what it meant to be a shape-shifter until I saw that. You were a girl and then you were a cat, but you were always both.† He let out his breath. Tm putting this badly.† Keller needed to think of something to say-now. But she couldn't, and she couldn't seem to move. â€Å"When I saw that, for the first time, I wanted to shapeshift. Before that, I didn't really care, and everyone was always telling me to be careful, because whatever shape I choose the first time is the one I'm stuck with. But that's not what I'm trying to say. I'm trying†¦Ã¢â‚¬  He reached out. Keller felt the warmth of his hand between her shoulder blades, through her hair, through the fabric of her spare jumpsuit. Keller shivered. She couldn't help it. She felt so strange. Dizzy and supernaturally clear at the same time. Weak. She didn't know what was happening to her, only that it was powerful and terrible. His hand remained on her back, warmth from it soaking into her skin. â€Å"I realize how much you dislike me,† Galen said quietly. There was no self-pity in his voice, but he seemed to be getting the words out painfully. â€Å"And I'm not going to try to change that. But I just wanted you to know, I also realize what you've done for me. I needed to say thank you.† There was something swelling in Keller's chest like a balloon. Bigger and bigger. She clamped her lips together, frightened as she had never been when fighting monsters. â€Å"And†¦ I won't forget it,† Galen was going on, still quiet. â€Å"Someday, I'll find a way to repay you.† Keller felt desperate. What was he doing to her? She wasn't in control of herself; she was trembling and terrified that the thing in her chest was going to escape. All she could imagine doing was turning around and hitting him, like a trapped animal lashing out at someone trying to rescue it. â€Å"It's so strange,† he said, and Keller had the feeling that he had almost forgotten her and was talking to himself. â€Å"When I was growing up, I rejected the Power of my family. All my ancestors, they were supposed to turn into demons when they unleashed it. I thought that it was better not to fight- if that was possible. It seems unrealistic now.† Keller could feel more than warmth now. There were little electrical zings spreading out from his hand, running down the insides of her arms. Not real ones, of course. Not the Power he was talking about, like the Power used by the dragon or Winnie. But it felt awfully close. Her whole body was filled with buzzing. Some people shouldn't have to fight, she thought giddily. But, no, that was insane. Everybody had to fight; that was what life was about. If you didn't fight, you were weak. You were prey. He was still talking in that abstracted tone. â€Å"I know you think-â€Å" Keller's panic hit flashpoint. She whirled around. â€Å"You don't know anything about what I think. You don't know anything about me. I don't know whatever gave you the idea that you did.† He looked startled but not defensive. The silver light behind him lit the edges of his fine hair. â€Å"I'm sorry,† he said gently. â€Å"Stop being sorry!† â€Å"Are you saying I'm wrong? You don't think I'm a spoiled and pampered prince who doesn't know anything about real life and has to be baby-sat?† Keller was disconcerted. That was exactly what she thought-but if it were true, then why did she have this strange feeling of falling? â€Å"I think you're like her,† she said, keeping her words short and brutal to keep them under control. She didn't need to specify the her. â€Å"You're like this whole ridiculous family. Happy mommy, happy baby, happy Christmas. They're ready to love everybody who comes along. And they're living in a happy happy idealistic world that has nothing to do with reality.† The corner of his mouth turned up wryly, although his eyes were still serious. â€Å"I think that's what I said.† â€Å"And it sounds harmless, doesn't it? But it isn't. It's blind and destructive. What do you want to bet that Hiana's mother really thinks my name is Kelly now? She can't deal with it being ‘demon,' so she just happily changes the world to fit.† â€Å"You could be right.† He wasn't smiling at all now, and there was something in his eyes, something lost and hopeless that made Keller feel more panicked than ever. She spoke savagely to hold off the fear. â€Å"You want to know what real life is like? My mother left me in a cardboard box in a parking lot. It was fixed up with newspapers inside, like something you'd use for a puppy. That was because I couldn't wear diapers, I was stuck in my halfway form-a baby with a tail and ears like a cat. Maybe that was why she couldn't deal with me, but I'll never know. The only thing I have of hers is a note that was in the box. I kept it† Keller fumbled in the jumpsuit's pocket. She had never meant to show this to anyone, certainly not somebody she'd known for less than twenty-four hours. But she had to convince Galen; she had to make him go away for good. Her wallet was slim-no photos, just money and ID. She pulled out a folded slip of paper, with creases worn smooth by time and writing that had faded from blue ink to pale purple. Its right edge was a ragged tear, but the words were on the left and clear enough. â€Å"It was her legacy to me,† Keller said. â€Å"She was trying to pass on the truth, what she'd learned about life.† Galen took the paper as if it were a hurt bird. Keller watched his eyes move over it. She knew the words by heart, of course, and right now she heard them ringing in her mind. There were only twelve of them-her mother had been a master of succinctness. People die†¦ Beauty fades†¦ Love changes†¦ And you will always be alone. Keller could tell where Galen was by the way his eyes widened in horror. She smiled at him, not nicely, and took the paper back. He looked at her. And despite everything she knew about him, she was surprised at the sheer depth of his shock. He stared at her with those gold-green eyes that went on for miles-and then he stepped forward. ‘You don't believe that,† he said fiercely, and grabbed her by the shoulders. Keller was startled. He'd seen her in action. How could he be so stupid as to grab her? He seemed to be completely unaware of his danger. There was nothing calm or hesitant about him now. He was staring at her with a kind of stricken tenderness, as if she'd just told him she had a terminal disease. It was as if he were trying to pour love and warmth and light into her by a direct connection. â€Å"I won't let you think that,† he said. â€Å"I won't let you.† ‘It's just the truth. If you can accept that, you won't drown in life. Whatever happens, you'll be able to cope.† â€Å"It's not all the truth. If you believe it is, why do you work for Circle Daybreak?† â€Å"They raised me,† Keller said shortly. â€Å"They snatched me out of the hospital nursery when they read the reports about me in the paper. They realized what I was and that humans couldn't take care of me. That's why I work for them-to pay them back. It's my job.† â€Å"That's not the only reason. I've seen you work, Keller.† She could feel warmth spreading from his hands on her shoulders. She knocked them aside and stood tall. There was a core of iciness inside her, and she hung on to that. â€Å"Don't get me wrong,† she said. â€Å"I don't save people out of idealism. I don't risk my neck for just anybody-only the ones I get paid for.† â€Å"You mean if Diana's little brother was in danger, you wouldn't save him. You'd stand there and watch him burn to death in a fire or drown in a riptide.† Keller had a sinking feeling. She held her chin up and said, â€Å"Exactly. If it meant putting myself in danger to save him, I wouldn't do it.† He shook his head, flatly positive. â€Å"No.† The sinking feeling got worse. â€Å"That's a lie,† he said, holding her eyes. â€Å"I've seen you in action. I talked to Nissa and Winnie last night. And I've seen your mind. You're not just doing a job. You're doing what you do because you think it's right. And you are†¦Ã¢â‚¬  He paused as if to find the words, then spoke deliberately. â€Å"You are the soul of honor.† And you're insane, Keller thought. She realty needed to get away now. The sinking was becoming a terrible weakness spreading through her. And although she knew that what he was saying was complete garbage, she couldn't seem to stop listening. â€Å"You put on a good show,† Galen said, â€Å"but the truth is that you're brave and gallant and decent. You have your own code, and you would never break it. And anybody who knows you sees that Don't you know what your team thinks of you? You should have seen their faces-and Diana's-when they thought you were dead in that rubble. Your soul is straight as a sword, and you have more honor than anyone I've ever known.† His eyes were the color of the first new leaves in spring, the kind you look up to see sunlight pouring through. Keller was a meat-eater and had never cared much about flowers or other vegetation, but now she remembered a line from a poem, and it froze in her mind like lightning: Nature's first green is gold. This w as the color the poet meant. You could drown in eyes like that. He was holding her arms again. He couldn't seem to stop reaching for her, as if she were some soul in danger of being lost forever. â€Å"Your life's been so hard. You deserve to have good things happen to you now-only good things. I wish†¦Ã¢â‚¬  He broke off, and a sort of tremor went through his face. No, Keller thought. I won't let you make me weak. I won't listen to your lies. But the problem was that Galen didn't lie. He was one of those idiot idealist types who said what they believed. And she shouldn't care what he believed, but she found that she did. She cared terribly. Galen just stood there looking at her with tears in his gem-bright eyes. Something ripped inside Keller. And then everything changed. Keller couldn't understand what was happening at first. In panic, all she could think was that she was losing herself. Losing her armor, her hardness, everything she needed to keep alive. Some part of her deep inside was melting, flowing toward Galen. She tried to snatch it back, but it was no good. She couldn't stop it With a distant shock, she realized that she had shut her eyes. She was falling, falling-and she didn't care. Something caught her. She felt the warmth of arms around her, supporting her. And she felt herself lean into it, relaxing, letting him take some of her weight, as if someone else were controlling her body. So warm†¦ That was when Keller discovered something strange. That warmth could give you shivers. Being close like this, feeling Galen warm and solid and there to hang on to-it made a shiver of pleasure go through her. And then she felt the true connection. It wasn't a physical thing. The spark that passed between them connected them mind to mind. It was a riveting flash of complete understanding. Her heart all but exploded. It's you. The voice was in her mind, the same voice she'd heard yesterday when he had tried to save her from the dragon. It was filled with wonder and discovery. It's you†¦ the one I've been looking for. You're the one†¦ And Keller would have told him how insane that was, except that it was just what she was feeling herself. It was as if she had just turned around and unexpectedly found herself facing a figure from one of her dreams. A person she knew instinctively, just as she knew her own mind. I know you, too, Galen's voice in her head said. We're so much alike†¦ We're not, Keller thought. But the protest sounded feeble even to her. And trying to hang on to her anger and cynicism right now seemed silly- pointless. Like a kid insisting that nobody loved her and she was going to go play on the freeway. We belong together, Galen said simply. Like this. Warm tingles. Keller could feel the force of his love like a bright light shining at her. And she couldn't†¦resist†¦ any longer†¦ Her arms came up to hold Galen back. Her face turned up slightly, but not much, because she was tall, and their lips were already only an inch apart. The kiss was shivery, delightful, and very sweet. After an endless time of floating in a golden haze, Keller shivered again. There's something†¦ something I have to remember†¦ I love you, Galen said back. Yes, but there's something I've forgotten†¦ We're together, he said. I don't want to remember anything else. And that was probably true. She couldn't really blame him. Who would want to disturb this warmth and closeness and quiet joy? Still, they had been talking about something-a long time ago, when she had been alone. Something that had made her terribly unhappy. I won't let you be unhappy. I won't let you be alone, either, he said. He stroked her hair with his fingertips. That was all, but it almost short-circuited Keller's thought processes. But not completely. Alone†¦ I remember. Her mother's note. You will always be alone. Galen's arms tightened around her. Don't. Don't think about that. We're together. I love you†¦ No. With a wrench, Keller pulled herself away. She found herself standing in the library on her own two feet, staring at Galen. He looked shocked and stricken, as if he'd just been slapped out of a dream. â€Å"Keller-â€Å" â€Å"No!† she spat. â€Å"Don't touch me!† â€Å"I won't touch you. But I can't let you run away. And I can't pretend I don't love you.† â€Å"Love,† Keller snarled, â€Å"is weakness.† She saw her mother's note lying on the floor where he'd dropped it and snatched it up. â€Å"And nobody is making me sentimental and weak! Nobody!† It wasn't until she was out the door that she remembered she had left out the strongest argument of all. He couldn't love her. It was impossible. He was destined to marry the Witch Child. The fate of the world depended on it.

Madoff Case Study

Introduction Honesty is one of the basic principles for ethical business conduct. Gaining the trust of customers and investors is paramount in ensuring continued long term success and profits. For over ten years, Bernard Madoff created and grew one of the world’s largest Ponzi schemes known to date. He gained the trust of wealthy friends and prominent charity organizations, served on the chair of NASDAQ, and lived a lavish lifestyle all while keeping a dark secret from those who were the closest to him. Madoff’s deceit was worldwide.Being a man of power, Madoff lured in Ponzi scheme investors all over the globe with the guise and promise of being part of an exclusive club. Regulators are now increasing testing of and instructions to financial intuitions in an effort to protect consumers from another billion dollar scheme. Issues Raised As our test book states, â€Å"When an individual engages in deceptive practices to advance his or her own interests over those of his or her organization or some other group, he is committing fraud†¦ Fraud is any purposeful communication that deceives, manipulates, or conceals facts in order to create a false impression. (Ferrell pg. 78) There is no doubt that Madoff actively breached the trust of the companies involved in the Ponzi scheme. After his family gained awareness of his actions, Madoff admitted to his dealings and was tried and sentenced to 150 years in jail. One of the questions raised by his scheme, is did he work alone? There is proof that an accountant friend assisted, but who else looked the other way while he was pulling the wool over the eyes of millions? Who knew something was wrong, but still participated thinking they too could gain from being at the top of the scheme?This is the promise of such schemes; those at the top get all the benefits. The estimate of losses totals over $50 billion. In order to manage that large of a sum, there would need to be a lot of paperwork somewhere, let alo ne, accountants and workers to control it. He couldn't have done it without the cooperation and assistance of someone well informed who could process trades, report them and create monthly statements. Others had to help him falsify all those reports, conduct mail fraud and create multiple sets of books, while he was at country clubs attracting more investors to be at the bottom of the ladder.However, he still claims to be the only perpetrator. Even with regulators and the SEC on the case, no one will ever know with for sure how many people actually worked for Madoff or how many investors he had or how much money he actually managed. Analysis of Regulation Since the Madoff case came into public view, a spotlight is now shining on the governing bodies of regulation. The investment world is painfully aware of what is possible when auditing regulations are negligent. Shortly after Madoff’s arrest and trial, the SEC took quick measures to ensure the safety and confidence of financ ial investing.Many of the new SEC’s regulation guidelines include: Revitalizing it’s Enforcement Division, Revamping the handling of complaints and tips, Encouraging greater cooperation by ‘insiders', Enhancing safeguards for investors' assets, Improving risk assessment capabilities, Conducting risk-based examinations of financial firms, Improving fraud detection procedures for examiners, Recruiting staff with specialized experience, Expanding and targeting training, Improving internal controls, Advocating for a whistleblower program, Integrating broker-dealer and investment adviser examinations, Enhancing the licensing, education and oversight regime for ‘back-office' personnel. I think one of the best things the regulating bodies can do is provide education to investors and encourage both investors and financial intuitions to demand higher standards of ethics. The SEC, and other regulators, need to stop the wait and see technique and become more proactive in their regulation tactics. I like the idea of having a better whistleblower program for anonymous complaints as well as sporadic audits and training.Bottom line, the more people talk to and about financial practices the better. Conclusion Fraud is the opposite of being honest. As the world adapts to technology and people build relationships with their money and financial institutions, ethical problems are sure to erupt. Fraud was easy during the birth and growth period of technology and the internet, since it’s full capabilities where unknown. Bernard Madoff is not the first to use his position of power to gain the trust of the wealthy or hard working. Many still believe business is a game or war and they think each man is for himself, or no rules apply in the quest for profits and a lavish lifestyle.Because of Madoff and his far reaching, billion dollar scheme, the times have changed and the SEC and regulating bodies are more aware than ever, of how people with knowledge can take advantage and lie to those who don’t have it. The mystery of who knew about and participated in Madoff’s scheme may never be solved, but one thing is for certain, the doors of communication must stay open between business, regulators, and consumers everywhere so we can look out for each other and hold each other accountable for unethical actions. Reference †¢Ferrell, O. C. , J. Fraedrich, and L. Ferrell. Business Ethics: Ethical Decision Making and Cases. 9th. ed. Mason, OH: South-Western Cengage Learning, 2011. Print.

Brazils Communication Essay Example for Free

Brazil’s Communication Essay Every country has unique, distinctive ways in which they interrelate and communicate with each other within their country. A country’s means of communication can be verbalized through verbal, non-verbal, and interpersonal communication channels. In the country of Brazil most people are not Hispanic but Latino, although many immigrant communities are from Europe, Africa, and Japan. The official language spoken in Brazil is Portuguese; however, Spanish, English, and French are other languages that are also spoken in Brazil. When greeting they expect a firm handshake with strong eye contact. When doing business in Brazil don’t be taken aback if they stand very close to you when speaking. Moving away may be interpreted as rejection. Brazil also uses many forms of non verbal communication. Much of this body language is comprised of culturally derived behaviors. When speaking to one another, it is not normal to take turns speaking. People will interrupt a conversation and will often speak at the same time as their peers. Another verbal communication pattern that Brazil practices is using first names when addressing a person. Also, one’s tone of voice is often high pitched when conversing with one another. Although daily conversation is conducted in a louder voice, it is not meant to express anger or hostility to anybody. In addition, verbal communication in Brazil is viewed as being theatrical and overly animated by other countries who are more reserved. In Brazil, physical appearance and surroundings are important and provide visual cues as to one’s status and tone of conversations. In many Latin countries, communication tends to be predominately oral rather than through written word. However, from the business aspect, when sending something in written format it is usually a good idea to follow up with a phone call or a visit in person. Over the last two decades, the telecom industry world over has grown and evolved at an incredible pace and has significantly changed the way people interact. Brazil Telecom offers long distance telecommunications services hrough some 8,034 million lines and 281,800 public telephones to customers in Brazil. Oi Telecom, formerly known as Telemar is the largest telecommunications company in Brazil, it was established in 2008 and has become the biggest company in Brazil on the Telecommunications sector. This company is present in 4600 cities in Brazil and it has influenced the price drop in the national level of the same services offered by competitors due to strength of its operations in the country. Brazil’s Communication. (2017, Jan 04).

The impact of smoking amongst 13-19 year old Caucasian boys in the Uk Research Paper

The impact of smoking amongst 13-19 year old Caucasian boys in the Uk - Research Paper Example One of the major problems with the delivery of care and services to this group is that, policy makers view the adolescent group as a part of the wider children’s group, which is completely flawed. The DH/CF & M (2010) explained the case of the teenagers group in the UK, as being a forgotten class in society, caught between childhood and adulthood; the space between the two is filled with professional centers of influence and bureaucratic obstructions. For this group, tobacco smoking is one of the major avoidable causes for untimely death, and further health complications for this group (Warren et al, 2006). The studies done in the area, among developing and also developed countries like the UK have shown that there is a high prevalence of smoking in this group. Many of the adult smokers in society report that they started smoking, during their adolescent years, or later as young adults (Dearden et al., 2007). A report by the office of the national statistics showed that 22 percent of the youths between the ages of 16 and 19 in the UK had started smoking (Fuller, 2011). Through this study, the author will explore the factors that influence the uptake of smoking among the youth, and also discuss the impacts of smoking among the people aged between 13 and 19 in the UK, with the aim of developing solutions to the pressing problems caused by the behavior, among the group. The current research aims to expose the impacts of smoking amon g the Caucasian teenage boys aged between the ages of 13 and 19 years of age, which can help in addressing the factors behind the increasing levels of smoking. The extensiveness of this research project will be hindered by the limited time available for study and also the limited budget allocated for financing it. DH/CF & M (2010) emphasizes that policy makers and health personnel in the UK

Globalization of Financial Reporting Essay Example | Topics and Well Written Essays - 1250 words

Globalization of Financial Reporting - Essay Example Globalization of Financial Reporting As such, the structure should be â€Å"contingency based, taking into account the variables of that particular system at that specific point in time.† The most important variables to consider are the firm’s strategy, size, technology, and environment of those countries in which the country operates. In addition, other relevant variables that affect the company’s operations are: geographic dispersion, time differences, language, culture and business practices. These could actually be classified according to resources (man, materials and market), the processes, the controls and incentives and the culture of the organization as well as that of the host country. These variables interact consistently to ensure that the global company maximizes the utilization of its resources and assure its profitability. Thereby, each and every component or variable is important in defining the success of the firm’s international operations. In this regard, this essay is written with the objective of proffering the ways in which globalization has affected one of the critical areas in an organization’s operations – its financial reporting. In addition, as the process of globalization continues, the discourse would determine The effect of globalization to organizational structure, particularly financial reporting and accounting practices are tremendously being evaluated triggered by the need to standardize reporting concepts and practices for international users.

The Growth of World Exports Research Paper Example | Topics and Well Written Essays - 2500 words - 3

The Growth of World Exports - Research Paper Example Third, the strong regional developments have been accompanied by strong growths in merchant dice trade as Table 1 would show.   The strong economy of emerging countries is accompanied by strong exports and imports. Fourth, export growth the receives continued support from the world economy. As Table 1     below shows, the combined merchandise exports of major economies integrate into the strong export growth of the world of 6.5% in 2005, 8.5% in 2006 followed by a decline of 5.5% in 2007.   In   2007, the effect of the recession is starting to appear as trading slows down in most of the countries, with exception of the emerging economies that displayed its strength beyond the crisis. We have seen China, Asia and India emerged as strong exporters.  Tariff and quotas are both methods of controlling imports but the tariff is preferred over the other because of its advantages. Tariff is a tax placed on imported or exported goods while quota is a government imposed limit on th e importation of goods. Tariff is a source of revenue for the government and frequently imposed to protect domestic producers from foreign competition (Boyes & Melvin, 2000.p. 494).   For instance, a country that does not produce cars may place a tariff on imported cars. The quantity imported will be controlled because of the increase in price and the lessened demand for the cars because of the price.   The tariff has an effect of reducing importation.  The quota is another government tool that puts a limit to the quantity or value of goods and services imported and exported. A quota may be imposed through quantity quota or a value quota.   In a quantity quota, the physical amount of good is restricted. For example, the United States has a U.S. quota for its sugar importation that is set yearly that depends on their domestic needs. For 2010, U.S. quota based on quantity is 1.471 million of sugar (Bjerga, 2010). Another kind of restriction related to quota is valuing quota th at restricts the money value of the product, so instead of physical quota, the U.S. could limit the dollar value of sugar imported (Boyles & Williams, 494)

JAPANESE CIVILIZATION Essay Example | Topics and Well Written Essays - 250 words - 2

JAPANESE CIVILIZATION - Essay Example The sense of commitment to never be defeated in anything, even at the point of death is a guarantee to obtain success and wealth. In the words of the writer, â€Å"if one is aroused, heaven and earth will move in response,† (Hagakure, 476). This is a justification enough to put everyone in total focus of their goals, without any thought of failure, which ensures that they can achieve anything. The obligation of daimyo to the land (bakufu) is to constantly fight for it, staying in the state of preparedness at all times to engage in a fight to protect the land, even to the point of death. â€Å"I have found that the way of samurai is death. This means that when you have to choose between life and death, you have to quickly choose death,† (Hagakure, 479). This obligation influences samurai’s life and that of his family to total devotion towards the protection of their role in leadership model. The expectation of the people, regardless of their categories, whether as merchant, commoner, artisans or samurai is that bravely and victory should be exuded at all times. This serves to give daimyo the confidence to handle all challenges and triumph at all

How Check-Cashing Services Impact Low-Income Americans Research Paper

How Check-Cashing Services Impact Low-Income Americans - Research Paper Example â€Å"[W]hen a San Francisco-based bank began to offer commercial check-cashing services in the Los Angeles area, it was criticized as ‘ripping off’ the poor† (pp. 142). B. How Did They Begin? These check-cashing services often started out as small, mom-and-pop operations that sold antiques, jewelry, televisions, and other odds-and-ends items and knick-knacks. Pretty soon, check-cashing services included everything from getting a check cashed (without having to have a bank account)—to other financial services, including getting cashier’s checks and money orders. A. Who Started the Service? These services were started by people who had a little bit to invest in their business. Usually, these service providers started out small, and, as their wealth grew, they could either expand their pawnshops or check-cashing services—which didn’t require a checking account at the bank, which was a novelty for poor people who traditionally didn’ t have financial services available to them due to their socioeconomically-disadvantaged status. II. How Did Check-Cashing Services Become Popular? Check-cashing services became popular when people realized that they needed some kind of banking services in order to cash their checks for pennies on the dollar. What they didn’t realize was that these currency exchanges were often charging exorbitant fees for providing said services. III. What Groups Were Targeted A. How Were These Groups Selected? These groups were most likely selected due to their low socioeconomic status. People who are living in poverty rarely have less cash flow, and less capital to be able to put towards financial services—such as, say, having a checking and/or savings account at the bank. Thus, this can drive people into even more poverty because they are not saving money. Since they are not saving money, unfortunately, this is causing them much distress—having to usually live paycheck to pa ycheck. Many of these people are struggling economically. With many people out of work and the national unemployment rate at 9%, several people do not have jobs and are just living on their earnings from part-time jobs and unemployment checks, not to mention welfare checks from the government. A large percentage of the American population is now living on welfare. These currency exchanges (or ‘check-cashing’ services) just prey upon the fact that the poor don’t have access to good financial services because banks usually don’t cash checks for people who don’t have accounts with their banks. B. What Do Critics Say About Targeting These Groups? Critics would generally agree that targeting this low-income, socioeconomically-disadvantaged groups would be morally and ethically wrong—speaking from the standpoint of a consumer.

Principles of tax income law Essay Example | Topics and Well Written Essays - 2750 words

Principles of tax income law - Essay Example In John’s case, he is an employee of a real estate agent but he is carrying out personalised investment activities. This can be seen with the purchase of the motel in order to sell it out as a kindergarten later. A purchase of this kind can be considered as an investment carried out with the intention to make a profit. In terms of the bigger picture, John’s investment activity can be considered as a business activity in ordinary usage since he invests money in order to derive a profit. Receipts or profits created through business activities are treated as ordinary income for most circumstances3 4. In cases where there may be payment complications or where receipts cannot be created from proceeds of business, income may not be seen as ordinary5. However, in John’s case, if the real estate sold out it would have produced a simple income receipt that would have been considered as ordinary income. The onset of the flood and the clearing up of the land can further be considered as business activities on John’s part in order to add value to his property. The assessment that John’s land carried underground hot water reservoirs merely added even more value to his land. John is now being offered money based on the value addition on the motel site he purchased. The value addition activities of John can be seen as business activities analogous to any other value addition properties carried out by any other business. As long as there is â€Å"sufficient connection† between John’s income derived from the sale of land and value addition on the land, John’s income will be categorised as ordinary income according to FCT v Consolidated Press Holdings Ltd (No 2)6 7. A scrutiny of John’s circumstances reveals that he purchased land with a view to make profit and his final transaction with Green Energy results in profit. Such income is considered ordinary income for taxation purposes. Problem Question 1B The capital ga ins tax (CGT) applies to any forms of capital gains made when an asset is disposed off except for certain exemptions. Most exemptions related to CGT in Australia are based on items of personal use as well as exemptions to promote certain business activities. Moreover, the CGT enforced in Australia provides for rollovers under certain circumstances. The contention behind CGT is to tax income that falls within the capital gain category so that it cannot be drained off for other purposes. Assessments for CGT rely on considering any net gains as part of the taxable income structure for a single tax year8. The net gains may result from the sale of owned assets or from any other forms of disposal of assets. Any form of assets held by an individual for a period of one year or more are given a fifty percent discount when considering the CGT on disposal9. CGT was introduced to Australia in 1985 and any assets held by a person before this are exempt from CGT. Assets acquired by a person in or after 1985 are considered alone in CGT deductions10. In the case of Kimberly, her assets were mostly formed well after 1985 so CGT applies to most of her assets except those that are exempt under current CGT laws. In addition to this observation, it is noteworthy that up to 1999, CGT applied after an assessment of the consumer price index (CPI). Under this scheme, changes in the price of an asset due to consumption

Critique of a research nursing article Assignment

Critique of a research nursing article - Assignment Example 2008). The article critique will also assess its design (qualitative), which the authors cite to have utilized in this study with the intention of establishing its relevance to the purpose stated (Weinstein, Colin & Tony, 2003). This is because research in nursing similar to other fields usually seeks to devise effective ways meant to ensure patients’ welfare as well as improving service delivery’s quality (Polit and Beck, 2008). This is via utilizing evidence-based research, which presently numerous scholars have immensely utilized in ensuring medical field’s service delivery is up to date (Polit and Beck, 2008). The assessment of this article has proved the article still upholds its logic. This is via being consistent with the qualitative research that compares information attained from the participants, which comprises assessing people’s perceptions regarding both Interprofessional Working (IPW) and Interprofessional Learning (IPL) (Pollard, Miers & Gil christ, 2005). Additionally, the critiquing method of this article besides utilizing varied approaches, it assumes Cormack framework. This encompasses detailed analysis of each section making up the entire study’s content (Caldwell, Henshaw & Taylor, 2005). 2. ... ’s design used in this task entails studying people’s experiences and receiving feedbacks concerning both Interprofessional Learning and Interprofessional Working from diverse medical practitioners each representing chosen posts (Thannhauser, 2010). The design is consistent with the entire study’s purpose, whereby the required information cannot have an alternative and effective method to assume this role. Qualitative research in this task enables the assessor to engage the participants who in turn responds willingly and in a relaxed manner (Murphy & Dingwall, 2003). Hence, creating conducive environment where the subjects are capable of expressing themselves without feeling belittled or disregarded (Pollard, Miers & Rickaby, 2012). This is evident from the unstructured interviews undertaken whose core purpose entailed to ensure subjects representing varied positions in the medical field were able to express their sentiments. These interviews were in the location s, which the subjects preferred and they could feel comfortable when expressing their sentiments (Pollard, Miers & Rickaby, 2012). Besides, design allows participants to contribute in what they feel will render the entire task to be successful, hence aiding the researcher to observe their social interactions (Pollard, 2006). For illustration, while working together, participants exhibit strong boldness via questioning the inactiveness of their members who may be representing other disciplines (Pollard, Miers & Rickaby, 2012). Hence, encourage them to contribute both verbally and in actions with the intention of ascertaining the success of the entire study process. However, the collected data and its varied arguments seem to have eluded negative perceptions of the subjects towards Interprofessional

The Things They Carried by Tim OBrien Essay Example for Free

The Things They Carried by Tim OBrien Essay Tim OBrien, author and veteran, covers several multiple in his novel The Things They Carried. The book bases itself on the psychological strain caused by the stress and conflicting interests in the war. OBrien wants us to see what hes afraid to look back at. Story truth is his way of facing the confronting the past and admitting his responsibility in it. OBrien tells his stories from a constant gush of memories. Emotions and morals are among the more evident themes covered in the novel. Pain, embarrassment, love, hate, loneliness, frustration, isolation, bravery, and struggles with morality. All of these, and combinations of these are religiously covered in the book. Though people not involved in a war could never even begin to understand, not even an ounce of what happened; OBrien uses these themes and emotions to help describe the crude and passionate feelings that the veterans felt throughout the war. Pain is one of the better know feelings about Vietnam. It still affects many Vietnam War veterans in many forms. Even though the war ended over 25 years ago, OBrien shows that the trauma associated with the war has had mental and physical effects on the soldiers since the war has passed. Because of this pain, it only makes sense that OBrien illustrates and reflects on the pains he and others felt during the war. Pain is caused by so many of the emotions used in this book, that it becomes difficult not to realize its significance in the book. The guilt caused by killing a man, even though he would have killed you. The mental torment felt when watching your comrade being scraped off of a tree. They were just goofing. There was a noise, I suppose, which mustve been the detonator, so I glanced behind me and watched Lemon step from the shade into bright sunlight. His face was suddenly brown and shining. A handsome kid, really. Sharp gray eyes, lean and narrow-waisted, and when he died it was almost beautiful, the way the sunlight came around him and lifted him up and sucked him high into a tree full of moss and vines and white blossoms. (OBrien p.70). These are the types of pains that can only be understood by having felt them yourself, the type of pain that lives deep within you forever, whether you want to remember it or not. Embarrassment was probably one of the more hidden feelings in the war. In the  chapter titled On the Rainy River, OBrien tells of something so deeply embarrassing, that he was too ashamed to tell even his closest friends, and family. He, being an anti-war individual at the time, would rationally have been opposed to fighting for a cause he didnt believe in. He ran. Running was a popular choice for those who were opposed to, or just scared of, war. At some point in mid-July I began thinking seriously about Canada. The border lay a few hundred miles north, and eight-hour drive. Both my conscience and my instincts were telling me to make a break for it, just take off and run like hell and never stop.(OBrien p.44). In the book he fled to the border, but stopped to rest before he crossed. His rest was the duration of six days. He was in a continuous battle with his conscience. He thought of his parents, the shame they would be faced with because of their sons weakness. He could hear his townspeople and peers mocking him. He couldnt risk the embarrassment. He submitted. I would go to war-I would kill any maybe did-because I was too embarrassed not too.(OBrien p.59.). The emotion considered by many to be the strongest of all emotions, was the focus, and title of the second chapter. Love tells of a young lieutenant, and the object of his affection, a girl from his hometown, Martha. Among the things in which Lieutenant Cross humped were two photographs, a good luck pebble, and letters from Martha. Lieutenant Cross kept to himself. He pictured Marthas smooth young face, thinking he loved her more than anything, more than his men, and now Ted Lavender was dead because he loved her so much and could not stop thinking about her.(OBrien p.7). When emotions like love make you think more of home, and less of the war, mistakes are inevitable; they simply affect your ability to work. Lieutenant Cross found this out the hard way. He burned Marthas pictures and letters. He would have to carry the burden of his mistakes, regret. A struggle with ones morality could be expected for any man. It all came down to one question. Am I willing to kill another man? Should I kill and live with the heavy guilt and burden on my conscience, or perish knowing the consequences youd be faced with would be worse. OBrien made a choice, he chose to live, and kill, and kill he did. In the chapter The Man I Killed OBrien reminisces over this experience. His jaw was in his throat, his  upper lip and teeth were gone, his one eye was shut, his other eye was a star-shaped hole, his eyebrows were thin and arched like a womans, his nose was undamaged, there was a slight tear at the lobe of one ear, his clean black hair was swept upward into a cowlick at the rear of the skull, his forehead was lightly freckled, his fingernails were clean, the skin at his left cheek was peeled back in three ragged strips, his right cheek was smooth and hairless, there was a butterfly on his chin, his neck was open to the spinal cord and the blood there was thick and shiny and it was this wound that had killed him.(OBrien p.124). Following his experience, he imagined what the mans life had been like before this. His memories created an existence for whom he killed. Memories are what kept them alive. He is astounded by what he has done, by what he had been forced to do. This novel, summarized, is about a young soldier who is overwhelmed by emotions and feelings about a war he wants nothing to do with. It conveys nearly every emotion that one can experience. It is because of these themes that people can even begin to understand what those living the war felt. As with most other veterans, OBrien experienced a loss so great, a burden so heavy, it is almost impossible to carry, but carry they did. They carried the burden of murders, the embarrassment of running, the bodies of their friends, and the memories that would haunt them for a lifetime. For these veterans the war will never end. Bonn, Maria S., Can Stories Save Us? Tim OBrien and the Efficacy of the Text, in Critique: Studies in Contemporary Fiction, Vol. 36, No. 1, Fall, 1994, pp. 2-14. Harris, Robert R., Too Embarrassed Not to Kill: A review of The Things They Carried, in New York Times Book Review, March 11, 1990, p. 8.

“Dreamland” & Islan Essay Example for Free

â€Å"Dreamland† Islan Essay In the book, â€Å"Dreamland† (Baker, 2000), the author Kevin Baker tells about Coney Island and the lower eastside of New York City, where there are rough individuals, such as gangsters who roam the area. I liked the main character, Kid Twist is a European immigrant, and he comes to the rescue of an individual when a gangster, by the name of Gyp the Blood is prepared to kill a small boy delivering newspapers in New York City. The sad part of the story was that this gangster wanted to kill this child for fun. It was strange that the small boy wasn’t really a boy; he was a man. He was Trick the Dwarf; a small midget who only dresses up like a young boy and in behind a hotel, Trick the Dwarf hides Kid Twist and that is where he discovers another character, by the name of Esther Abramowitz who is a poor seamstress. Kid Twist falls in love with this woman This story, which was quite amusing, takes place during the turn-of-the-century and creatively introduces many fascinating characters that make this story so memorable. There are women who go on strike, which fits in nice with Esther Abramowitz, who is a labor agitator and Trick even tried to seduce Mad Carlotta, who was only three feet tall but he found her to be very attractive, when she said that she was the Empress of Mexico. Esther Abramowitz is rebelling against her Russian-Jewish ex-rabbi parent and she is set on the idea of being a union organizer. Esther Abramowitz seemed like a great leader and one that had a remarkable imagination. The author is very descriptive with words when he tells us about Freud’s trip to America and about the Triangle Factory Fire in this tale about immigration, and it was interesting to discover the hope that was available in America from many different types of personalities. The author is able to describe various traits in individuals from all sorts of backgrounds in their quest for â€Å"Dreamland† which is of course, The United States of America. Big Tim Sullivan was extremely aggressive. He was the Irish-American State Senator who was a corrupt Tammany Hall boss and he seemed very crooked when he used bribes and many other undesirable ways of gaining what he wanted in order to rule in his position, in New York City. Lazar Abramowitz is Esther’s brother and he tries to have his sister’s boyfriend, who is Kid Twist, murdered by a thug. In â€Å"Dreamland†, it seemed like a place to relax and fantasize, which is an amusement park in Coney Island and a place that symbolizes a better and happier place to be. Trick the Dwarf is in his favorite land, where he is free to be likened unto Romeo with his clever charm and personality, while he continually seeks out the love of a woman to cure his loneliness. â€Å"Dreamland† focused on many different ethnic cultures and events and talks about the Jews and the Irish in their pursuit of the all American dream, of finding wealth, success and happiness in a better land in an uncontrollable era that takes place around the year 1910. There’s a nice touch of comedy in this story that keeps it interesting, while it still is able to tell a story of tragedy. Kid Twist was quite the amusing character who is an enforcer for the gangster, Gyp the Blood and when Kid Twist leaves Gyp the Blood, his boss is wounded from a shovel that leaves him bleeding in a dark basement on the Lower East Side of New York City. Kid Twist had no other choice, I guess, but to flee the area and hide away in the city of Brooklyn, New York with his friend Trick the Dwarf. I found this story to be interesting but morbid, at times. The characters made me feel sorry for them because some of them just seemed terribly hopeless in their venture at finding the American dream. The author was successful in making me feel thankful for the American dream that I already possess and I did have to sympathize with some of the immigrants from Ireland and other countries in this story, who lived such a rough life, while trying to gain something more in life, including power, love and money, while using murder and corruption as some of their tools. The story emitted a carnival atmosphere throughout the reading, and it was impossible to determine what new kind of character possessing some kind of personality or appearance flaw, would appear. The bowery bars and opium dens were depressing and it gave me a bad outlook of New York City in that time frame. It made New York City seem like a terribly dangerous place to live. The story really did come together in the end, and although I was shocked and awed by some of the crazy events that took place in this book, it was never boring or unclear about the meaning behind the story. The author was able to entertain me with his vivid imagination and his insight on a group of diverse people, all coming together in New York City, all looking for something that they needed, like Esther Abramowitz, who fell in love with a gangster and she was able to get something important from a criminal which was someone to love her back. I feel that this story focused on many different categories, such as economic exploitation, corruption and racism in our society of a mingled mix that makes up the melting pot of our nation. I learned so much about history and Geography from this story as the author described different locations and events that took place in that era of time. I got a better impression of what gangsters were like, back then, as well. It was hard to believe that so much criminal activity took place in the year 1910. The author was very successful at describing the criminal underworld with the prostitution and gang activity that surrounded the area. This story did prove that people are capable of doing almost anything in able to survive and it was quite clear that most wanted to do live in America, the land of hope and dreams. Reference Page Baker, Kevin. (2000). â€Å"Dreamland†. Harper Perennial.

International Trade Theories Absolute Comparative and Competitive Advantage

International Trade Theories Absolute Comparative and Competitive Advantage Absolute advantage theory was first presented by Adam Smith in his book The Wealth of Nations in 1776. Smith provided the first concept of a nations wealth. Adam Smith is a grandfather of economics because he introduced two important concepts that many of the new trade theories are based on these two main concepts, which are specialization and free exchange (Cho et al., 2000). However, many arguments were made and many economists thought there was a problem with the theory of absolute advantage after David Ricardo published the theory of comparative cost (aka comparative advantage) in the early 19th century (Curry, 2000). Even though Smith and his followers introduced many important points for the thoughts of economic, it is too complicated with this simple version of trade theory in todays global economy. In 1990, Michael Porter introduced the diamond model of new competitiveness theory (Cho et al., 2000). These three trade theories are important in order to make a country or busine ss successfully. Therefore, the importance of absolute advantage, comparative advantage, and competitive advantage will be discussed thoroughly. Absolute advantage is the ability to produce a good with fewer resources than other producers (Ayers et al., 2005). According to Joseph A. Schumpeter (1954, 374), seems to have believed that under free trade all goods would be produced where their absolute costs in terms of labor are lowest (Van Marrewijk, 2009). Smith suggests that a country should export those goods and services for which it is more productive than other countries are, and import those goods and services for which other countries have more productive than it is. For instance, assume there are only two countries in the world- France and Japan; there are only two goods Wine and Clock radios; and there is only one factor of production- Labor. In France, one hour of labor can produce either two bottles of wine or three clock radios. In Japan, one hour of labor can produce either one bottle of wine or five clock radios. Therefore, the absolute advantage to produce wine is France because one hour of labor produces two b ottles in France, but Japan only produces one. The absolute advantage to produce clock radios is Japan because one hour of labor produces five clock radios in Japan while France only produces three. France is more efficient in the production of wine and Japan is more efficient in the production of clock radios. If these two countries are able to trade with one another, they both will be better off (Griffin et al., 2010). Comparative Advantage The theory of absolute advantage makes sense intuitively. Unfortunately, the theory had a problem. What if one country had an absolute advantage in both products? David Ricardo solved this problem by introducing the theory of comparative advantage, which states that a country should specialize and export those goods and services for which it is relatively more productive than other countries are and import those goods and services for which other countries are relatively more productive than it is (Griffin et al., 2010). Therefore, according to this theory, a country must specialize in order to gain from trade. A country has a comparative advantage if it can produce a good at a lower opportunity cost than could other countries. For instance, Michael Jordan selected basketball as his career and economics as his major. He had to make a choice in order to excel at other majors or careers. He chose basketball where he could shine in with his area of relative strength. On the other hand, Doug might take longer to mow yards than other people would take. Even if he cannot do anything well, he can still do some things relatively better than other things. People would still hire him because he would charge them less than the opportunity cost of their own time. In this case, Michael Jordan might hire him because the opportunity cost of his time would be too high. It would be unrelated that whether Michael could do his own lawn faster (Ayers et al., 2005). Even though the comparative advantage is very useful for explaining the reasons of trade and the increases welfare of the trading partners by trade, this theory is still incomplete. There are two problems in this theory. First, the extreme degree of specialization can be predicted by this theory, but in some countries, they not only produce one good but many import-competing products. Second, the trade based on differences in country productivity levels between countries, but it did not explain the existence of these di fferences (Cho et al., 2000). Competitive Advantage The leading theorist of competitive advantage theory is Michael E. Porter. According to Porter, National prosperity is created, not inherited. It grows with natural endowments in a country, as well as its labor pool, its interest rates, or its currencys value. The competitive advantage of nations is the capacity of its industry to innovate and upgrade to form a nations competitiveness. Companies benefit from having home based suppliers aggressively, domestic rivals strongly, and demanding local customers. Geographic cluster or companies concentrations established competitive advantage in different parts of the same industry. According to Porter, nations are most likely to succeed in industries where the national diamond is the most favorable. He believes that success in international trade comes from the four interrelated components, which are factor conditions, demand conditions, related and supporting industries, and firm strategy structure, and rivalry. Porter also concluded that their home environment is the most forward-looking, challenging, and dynamic so that nations succeed in particular industries (Cho et al., 2000). Companies achieve competitive advantage from acts of innovation. They approach innovation in both new technologies and new ways of doing things. Innovation can be represented in a new product design, new production process, or a new marketing strategy. Perceiving an entirely new market opportunity can contribute to create competitive advantage from some innovations. Innovation yields competitive advantage when competitors are slow to respond. For instance, in autos and home electronics industries, Japanese companies focused on smaller and lower capacity models that foreign competitors despised as low profit, low importance, and low attraction (Cho et al., 2000). Conclusion The three traditional trade theories were discussed. They are all useful theories that remain in understanding many of industrial and trade policies nowadays. For example, when a country considers industrial and trade policies, the comparative advantage theory can be a basic guideline. Because todays world is much more complicated than before, those theories are not satisfactory in explaining the international trade in nowadays situation. The main goal of model building is understand the world easily by recognize the most important variable or variables (Cho et al., 2000).

Legendary Betsy Ross and the American Flag Essay -- American America H

Legendary Betsy Ross and the American Flag The American flag has long been a symbol of our country, but there have been certain doubts about its origin. No one really knows who sewed the American flag. The legend of Betsy Ross has been told many times, but some people look upon it as a myth, saying Betsy Ross never even existed. Betsy Ross was indeed a real person who lived in the 1700's, but no one can prove she actually sewed the American Flag. Betsy Ross did not have an extremely interesting childhood. She was born Elizabeth Griscom on January 1, 1752, to a Quaker couple. Her father's name was Samuel Griscom, who worked as a carpenter. The Quakers were "members of the religious society of friends." (Comptons 1). She lived in Philadelphia, and attended a Friends School while growing up (Walters 335). Betsy Ross married three times, but her first marriage was to a man named John Ross in an upholstery shop where she was a seamstress at age 21. John Ross was the son of an Episcopal clergyman (Compton's 1). Their parents were against the marriage because John was not a Quaker, and so the two eloped together to Glouchester, New Jersey, on November 4, 1773 (Walters 335). After that, the Friends disowned her because she was married out of meeting. John Ross was a patriot. He owned an upholstery shop on Arch Street, Philadelphia. John, like many patriots served in the local militia. One December night in 1775 he was guarding astore of gunpowder when it exploded. He died January 21, 1776, after being severely wounded, leaving his widowed wife of three years behind with no children (Walters 335). After his tragic death, Betsy Ross continued the business alone. Betsy Ross married two other times. After John Ross's death,... ...rians believe that the story of Betsy Ross is pure fiction, but they do not know where the American flag could have originated from. The American flag is a symbol of our country, and it is sad that the legend of Betsy Ross cannot be proven. I believe that the legend of Betsy Ross will continue to be told to keep alive this piece of American history. Works Cited "Betsy Ross." Compton's Interactive Encyclopedia. CD ROM. 1996. Crouthers, David D. Flags of American History. Maplewood: C.S. Hammond and Co., 1962. Davidson, James W., and Michael B. Stoff. The American Nation. Eaglewood Cliffs: Paramount Communications, 1995. Seeden, Margaret. Star Spangled Banner. Washington D.C.: National Geographic Society, 1993. Tonn, MaryJane Hooper. You're a Grand Old Flag. Ideals Publishing, n.d. Waters, John J. "Betsy Ross." The New Book of Knowledge, 1991.

Essay --

Income inequality is when income is unevenly distributed in a country. This inequality has reached staggering heights across the world. Even in what we consider developed countries this disparity is only increasing. The causes for income equality can range anywhere from immigration to the policies and politics of a country. However, some critics of income inequality will argue that it will always be present and is necessary to stimulate growth. Nonetheless, the problem is not only that the gap between the poor and the rich is widening but that income inequality is causing devastating market and government failures. We look in particular to the case of the United States. The US is the world’s leading power and hegemon, who also has the world’s highest GDP and GDP per capita. However, in recent years the gap between the rich and the poor has been growing at a fast pace. This prevalence of income inequality in a free market society like the US indicates that inequality is a direct result of a market or government failure. In a free market it is believed that individuals possess an equal opportunity to be successfully, but because of misallocation of resources in a market economy this is not possible. The resources I am referring to here are those that are needed for a person to escape poverty and earn a higher income. This includes merit and public goods that individuals with higher incomes can afford and indulge themselves in while people with lower incomes or suffering from poverty depend on some endowment from the state, such as healthcare, education, and access to employment opportunities and professional networks. It is important to a society that we take care of these market failures to not only help decrease income inequality... ...vity. Furthermore, the bill has the potentially to further increase the income inequality gap. For example, students who can’t afford the cost of higher education but whose parents make too much money to qualify for federal aid will still be forced to take out private loans to fund their education. â€Å"These loans can total anywhere from $50,000 to $60,000 by the time a student graduates, despite attending a public university† (The Student Loan, 2012). This in turn, will cause students to make choices based on the cost of higher education rather than their own which means less skilled works and individuals funding U.S markets and more income inequality. Finally, even though the bill did lower the cost of higher education it does nothing to get rid of the cost fully and unfortunately not really feasible since it was shot down by the Committee of Education and Workforce.

Different Uses of Virtual Reality :: Expository Essays Research Papers

Different Uses of Virtual Reality Virtual reality (VR) is the use of a computer to create an artificial environment that appears and feels like a real environment and allows users to explore a space and manipulate the environment. In its simplest form, a VR application displays what appears to be a three-dimensional view of a place or object, such as a landscape, building, molecule, or red blood cell, which users can explore. For example, architects can use VR software to show clients how a building will look after a construction or remodeling project. In more advanced forms, VR software requires that users wear specialized headgear, body suits, and gloves to enhance the experience of the artificial environment (Vance and Reed 34-58). The headgear displays the artificial environment in front of the users eyes.i[A] The body suit and the gloves sense motion and direction, allowing a user to move through, pick up, or hold items displayed in the virtual environment. Experts predict that sooner or later the body suits will provide tactile feedback so users can experience the touch and feel of the virtual world. Many gamers, such as flight simulators, use virtual reality. In these games, special visors allow users to see the computer-generated environment. As the user walks around the game’s electronic landscape, sensors in the surrounding game machine record movements and change the view of the landscape accordingly. Companies increasingly are using VR for more practical commercial applications, as well. Automobile dealers, for example, use virtual showrooms in which customers can view the exterior and interior of available vehicles. Airplane manufacturers use virtual prototypes to test new models and shorten product design time. Many firms use personal computer-based VR applications for employee training (Shelly Cashman Series ® Microsoft Word 2000 Project 2). As computing power and the use of the Web increases, practical applications of VR continue to emerge in education, business, and entertainment.ii[B]iii[C] Works Cited Holloway, April I. â€Å"The Future of Virtual Reality Applications.† Computers for Today, Tomorrow, and Beyond Sep. 2001: 46-52. Shelly Cashman Series ® Microsoft Word 2000 Project 2. Course Technology. 3 Sep. 2000. http://wwwscsite.com/wd2000/pr2/wc3.htm. Vance, Dale W., and Karen P.

Kindred Spirits Hotel †Case study Essay

Identify and Define the Problem: Before Greta became the owner of the Kindred Spirits Hotel, there had always been a comfortable, family atmosphere, but this was turned upside down by her presence. She was cold and uncommunicative. She would yell at the employees and reprimand them in front of employees and guests. She also insisted not working the breakfast shift. This was hard on the staff because major decisions needed to be made at that time and Greta was unavailable. As well, she fired three workers to cut costs. However, the work needing to be done did not decrease, she just expected everyone to do more. This made it difficult to feed guests breakfast, check out guests, and clean the rooms before new guests arrived. Most days, new guests had to wait for their rooms. Sometimes, they left and went to other hotels. Revenues were down 18% over last year at this time and profits had decreased 25%. Greta immediately cancelled all bonuses and cut back on the benefits offered to employees. The problem is that Greta’s attitude, work ethic & style have tarnished the hotel’s reputation and operation. As a result, the workers’ morale has been diminished to an all-time low. Generate and Evaluate Possible Solutions: Greta has to do a self-reflection and adapt to the environment to which the rest of the employees have become accustomed. She needs to treat the staff with respect and to stop yelling at them. In addition, Greta needs to become more of a team player. She needs to lose the attitude that she is superior because she is the boss and pitch in and help herself. She needs to be available particularly in the morning, as that is when decisions are made and it is the busiest and most critical part of the day. Greta may also consider hiring back those employees she released, in an effort to get the work done, thus better servicing the guests. This would also improve staff morale. If she were to admit she made a mistake and were to apologize for her behaviour, she might win back some of the employees’ respect and improve morale. There is a cost to hiring back the employees, but this additional cost should be offset by an increase in bookings due to improved service. The hotel was profitable when the staff was all employed there working for the previous owner. What needs to be changed is her treatment of the staff. She should hold a meeting with the staff to explain the changes and her actions, outlining that things will be better in the future. You might say, â€Å"How fast will the benefits occur and will a positive impact be achieved?† Most of these alternatives will take effect right away, but in order to increase the revenue and profit we are looking at long-term goals. The staff should support these entire solutions listed above because no matter how you look at it, Greta has to give back to the hotel. All of these alternatives will rekindle the staff’s morale, giving them the boost they need to do a hard day’s work. The hotel will prosper once again. If Greta can’t adapt then she should sell the business to someone who can make the business a more profitable one. She might also consider promoting Greg to manage the hotel and delegate total authority to him, removing herself from the operations. The staff respect Greg and have worked well with him in the past. Greg has had plenty of experience having these priorities before – in the last two years the previous owner had left much of the management decisions up to him. This would re-motivate the staff. Choose a solution In order to successfully address the problems herself, Greta needs to recognize that she herself is the problem. She also needs to be able to modify her behaviour and attitude. If she cannot do this, a successful implementation is not possible. Problem #2 Identify and Define the Problem: The second problem is parking. The city of Stratford had had complaints from neighbours about this. The hotel only had11 parking spaces and the overflow parked on the street. The town council was debating cancelling overnight parking on the street. This would have a dramatic impact on the hotel. In two weeks there would be a council meeting and Greg suggested he attend in Greta’s place but she screamed at him saying that she was in charge and how dare he try to undermine her authority. Greg had enough. He threatened to quit and walked out of the hotel. Generate and Evaluate Possible Solutions: Greta has to resolve her issues with Greg foremost and apologize for making those remarks. Greg is well respected by the staff and has been working in this business for fifteen years, so he should have her respect too. Since Greta couldn’t make any progress with the city council and has alienated them with her remarks, she should give Greg a shot and let him speak, or discuss his ideas beforehand so she can present his views at the meeting. If Greg walks out on her, other employees might follow. It is very important that she does not lose Greg, who is a valuable asset to the hotel and her business, else her problems may escalate. Greta could call a meeting with the staff and brainstorm together. 11 spaces are not enough for their guests to park. If they are unsuccessful with city council, they could expand their capacity by renting more property, build an underground garage or designate an area for parking. One spot per employee, one spot per guest. If an indoor garage were to be built, additional expenses would be incurred. The hotel might approach the city to help cover these additional costs. To earn money back, a fee should be charged for the use of the garage. Choose a Solution The easiest and most economical solution is for city council to grant parking on the street. The best chances for this happening would be if Greg were to present the hotel’s case at the council meeting. Greta should recommend that Greg attend. If this fails, the hotel should negotiate to pay for additional parking, where the costs are passed on to the hotel guests using the parking facilities.

Film Review: Sleepless In Seattle Essay

When Hollywood makes a pic most a checkmate who has befuddled a signifi ratt other, the story usually evolves nearly the married fair sex. How she deals with the bolshie, the tribulation, her support convocation and how she musical composition come ons to limit her sustenance-time bear out on track for the involve workforcet of her electric razorren and herself. But wakeful In Seattle is a in all different kind of desertman picture show.The pic released in 1993 was helmed by Nora Ephron from a story by Jeff Arch, the movie casts a pre Oscar winner tomcat Hanks as the leaveer surface-to-air missile Baldwin who is learning to cope with the loss of his married woman, raising his son jinx ( as portrayed by Ross Malinger) al sensation and constituent the child to adjust to intent without his obtain, as hearty as trying to get his own face-to-faceized heart back on track. The movie is based upon the gray-haired plot of a suffer leave who of necessity t o get on with keep. Its plotline centers on the little k immediatelyn truth that manpower too grieve when their married person is interpreted a fashion from him by illness and stopping point.Tom Hanks is highly effective as the spouse who is so deeply affected by his wifes fetch up that he practically places his life on range except for the basic things that he inescapably to do such as enkindle his son and earn a living. Although his fri demises and family rallied to his ramp upon the finale of his wife either by at escapeing the funeral, being more industrious and present in his and his childs life, flush going as outlying(prenominal) as to refer him to support groups and psychiatrists in order to help him deal with his loss, surface-to-air missile still purports alone and keeps his grief to himself.For him, the crush solution seemed to be to impress to other place and try to start life anew. He chooses to be alone with his memories of his wife and deal with h is grief privately and alone, hardly his son has other ideas. Little jonah has decided that his dada has grieved enough (it has been a year since his mother died) and his dad carrys serious help. So one night, the son sneaks a phone call to a radio psychologist and relates the personal turmoil of his father.The desex then asks to speak to his father in order to help him and advise him close to how to let go of the memory of his wife and trigger on with life. The doctor gives him the wangle Sleepless in Seattle while advising him to move on with his life because his son now conceptualizes that he needs a wife to care for them. The movie dealt with the substantiveity that the terminal of a spouse is not cushy for the widowed husband or wife. The be spouse has to accept the reality that the life he once had with his wife, that which made him feel happy and complete has come to an disunited end.In her personal blog, a woman who simply goes by the name Sara indicated that work force deal with the loss of the wife in a different manner because widows tend to lose their loving networks since their wives the family kinkeepers. consort to the clause Good Grief gritty binding From a Spouses dying in Late animateness, Deborah Carr indicates that certain personal and social factors should be chooseed when helping the widower move on with his life.1 Sara makes references to this hold in her blog wherein she argues that (as cited in Carr, 2007 ) the age of the husband and wife, how the spouse died, and what the couples life was like prior to the devastation are the most important factors that run spousal bereavement. In the movie, surface-to-air missile embodies this personal turmoil by refusing to go on with his life and continuing to mourn her death one year later. Instead of evaluate the death of his wife and moving on, he wallows on the what ifs of their married life. socially husbands tend to grieve for a yearner period of time because of th e course his wife finds the crutch of his life.He does not know how to move on without his wife because of his stirred up need to hold on to the past memories of his wife. Sam Baldwin solidly illustrates how a man is befuddled without his wife. Without her, he lost his desire to dream and achieve more in life because his muse has passed on. He chooses to just equal day to day with the hope that as yettually, he lead stop hurting emotionally. In reality, a man who loses his wife has a tendency to lose his place in the social circles because it was the duty of the wife to roach the family social calendar.Sam Baldwin also faceed us the difficulty of having to raise a child in a single promote environment where the grieve and closure change has not been completed. Widowed men also permit to deal with the reality that he is now in charge of the kinsperson and has to portray the role of mother, wife, father, and financial provider all at the kindred time. Although considered to be a lightweight amorous comedy, Sleepless in Seattle gives us a true-to-life(prenominal) look into the life of a grieving husband. The situations portrayed in the movie do happen to male widows in real life.Due to the loss of the wife, the husband stinker experience a rollercoaster of emotions. . 2 According to the website planet-therapy. com, in its section regarding Grief life-time with the death of a partner, a grieving widow experiences a gamut of emotions ranging from feelings of sadness, despair, emptiness, anger and guilt, edginess and sleep problems, and a sense of insufficiency and concerns about health and well-being. In the movie, as Sam Baldwin speaks to the psychologist over the radio, he shares the same list of his grieving experiences with the listeners.Todays modern society tends to be more helpful of a spouse who has lost his or her partner through death rather than divorce. Mainly because it is harder for a spouse to get over the death of a spouse rathe r than what is usually a nasty divorce proceeding. The grieving widow needs more reassurance in life because, if a spouse is lost collectable to illness, such as the case with Sam Baldwin, his life leave behind effectively be placed on hold until the death of the spouse which will then leave the husband or wife as a socially disconnected entity who will need to rebuild the personality he once had.Society accepts that it is easier for a divorcee to move on with life. Therefore at that place is no real need to be an emotional crutch to this person because he or she will want to celebrate the impertinently gained freedom. In the case of a widower, the death of the spouse usually becomes a traumatic experience wherein the living spouse become uncertain about how to socialize with commonwealth and get on with his life. Sometimes, the widow make up goes so farthermost as to consider himself or herself a jinx and vows neer to remarry.Between the two, the widows need more reassuran ce and exhort towards reclaiming the life he once had or could have once the grief is conquered. This is why in the movie, Sams friends put on to his side and help him deal with his reentrance into the social circle. From geological dating advise, to sexual advice, this is the support group that helped Sam realize that he can let go of his wifes memory without dishonoring the same.In reality, a widow tends to continue to speak with the deceased spouse long aft(prenominal) death and fiercely holds on to the memory of the deceased even to the point of continuing with their old traditions even if he or she must do it alone. But in the case of Sam, he voluntarily reactivates his social life in an effort to get over his grief and possibly find a mother for his son who needs female direction as well. In the movie, Sam chooses to at long last go on with his life later the radio consultation causes an influx of postal charge from various single women bollocksways the land pour int o his home.This is where the story r all(prenominal)es its complicated plot line. Sam does not show any interest in the mail he receives because he is the kind of man who believes in the old fashioned dating game. He has a few regretful dates before finally settling on one woman whom he considers a potential candidate for the role of wife and mother in his family. The problem is that Jonah believes more in dowry and makes his alternative on the basis of a garner from Annie Reed. A hopeless romantic whose favourite movie is A Love Affair.Incidentally, A Love Affair plays a polar part in the movie as it is used as the reference for the final, climactic scene at the Empire say Building. Although the movie is well crafted and has a skilful script, I am deeply disturb with the way the characters of Jonah Baldwin and his friend Jessica were portrayed. With a maturity beyond their ages, and an unbelievably bully grasp of adult issues, it is quite abash to watch these two kids wo rk their way around adults to the point of using emotional blackmail to get the rear to do as the child wants.I am willing to accept that Sam and Annie were meant to be together. But the way they got together is one that would drive a parent to the scepter of worry and insanity while totally rejecting any positive outcomes such a scenario may present to all the parties concerned. Had this movie genuinely been based on reality, I sincerely doubt that Sam would have dropped everything and hopped on a plane for natural York to find the errant child.In reality, the parent would be on the telephone with the natural law trying to coordinate a cross country search since nobody is really sure as to where the child would end up in a urban center as huge as new-sprung(prenominal) York and how. The fact that the child was not punished but instead cuddled in the end by the worried father delivers a bad message as far as I am concerned. To me, it says Hey, dad does not want to do what I want. I will run absent from home. We all know how that scenario would have really ended n reality and thusly should have not have been include in the movie.The movie can be considered a chick flick because it caters to the romantic notions held dearly by women while the men are considered clueless most of the time. When not being regarded as the unbelievably naif opposite sex. The movie asks us to forefend disbelief for over an hour as we wait to discover if these two pack will finally meet and how will that meeting end? The references to the primitive profits of the time was a wonderful lapsing to an era when America was still discovering what things could be done online.Basically a well executed movie, Sleepless in Seattle is a movie made for those who believe that fate and karma will bring love your way even if you have lost hope. I do find it hard to believe though, that two tribe who do not meet until the very end of the movie and shared no more than a minute glance at each other in the middle of the movie will have an ever afterwards ending. Footnotes 1 See Saras blog section number 13entitled Relating to Family Transitions (2007) for the full circumscribe of the article Good GriefBouncing Back From A Spouses Death in Late Life by Deborah Carr 2 See planet-therapy. com (2007) curiously the sections relating to grief and loss, death of a partner, solutions for people who lose a partner, and possibilities for change after the death of a partner. Work Cited parent Gary (Producer). Ephron, Nora (Director). (1993). Sleepless in Seattle Motion Picture. United States TriStar Pictures. artificial satellite Therapy. (n. d. ). Grief and Loss. Retrieved 21 August 2007 from http//planet-therapy. com/ bar/gen_problems/grief/grief-2. html. Sara. (2007, April 26). Family Transitions Blog 13. Message posted to http//quicksa. blogspot. com/

Consider the significance of the Edict of Nantes 1598 Essay

The society of Nantes immediately followed the fights of righteousness, which advertise divided France in cost of religion. The Edict of Nantes could be expound as a operative training in policies regarding religion in France in the seventeenth century.The policies were implemented by a monarch who sit on the fence when it came to religion, having devotions to both universality and Protestantism, in the shape of enthalpy IV.The Edict of Nantes itself was rattling probatory as its polity was the first of its kind in french politics. Never before had a cut monarch tolerated both universality and Protestantism and bothowed them both to blast in the same country. Whatever total heats beliefs and motives in implementing such a policy, it was sure as shooting an original policy and a crucial instruction in sixteenth and seventeenth century France. acceptance existed and although it can be argued that Protestants didnt give up precise much baron and the Catholics remai ned in near broad(a) control of the majority of areas in the country but the Protestants certainly had more than power than they had under former more anti-Protestant monarchs.The Edict could withal be exposit as a move point. Indeed, it could be draw as a very significant turning point. Legislation was put in buns in an attempt to avoid discrimination against the Protestants. Discrimination was not evident by the Edict itself it was more of a case of trying to chip in the Protestants more rights. hydrogen couldnt go as far as giving the Protestants touch on legal, religious and political rights because he would lose the support of the Catholics. However, in that location can be no denying the meaning of the legislation. It was the attempt to be hardheaded where religion is concerned which resulted in his death. The significance of enthalpys reign lies in the difference and the naturalism of his reign.The actual legislation could be described as ground breaking. The r ights that the Edict of Nantes gave the Protestants included full self-direction of conscience and private worship liberty of general worship wherever it had previously been granted and its wing to numerous other localities and to estates of Protestant nobles full complaisant rights including the right to hold public office all over-embellished subsidies for Protestant schools special courts, composed of roman print Catholic and Protestant judges, to judge cases involving Protestants retention of the organization of the Protestant church in France and Protestant control of whatsoever 200 cities then held by the Huguenots, including such strongholds as La Rochelle, with the king contributing to the maintenance of their garrisons and fortifications.In practice, things were slightly various for the Protestants who were oppressed by the Catholics and pacify werent allowed anywhere near Paris. It is clear that full, equal rights for the Protestants were not given by henry for example, Roman Catholic judges had more power in the courts than the Protestant judges did and often Roman Catholic bias came through in a physical body of cases but there was some attempt to give the Protestants some rights and freedoms which was in itself significant.The Edict of Nantes was in addition very significant in terms of hydrogens opposed policy. He sine qua noned to protect the southernmosterly border of France from the Spanish and Austrian Hapsburgs. heat content was more patriotic than the french kings before him and his policies show this as he placed the Protestants in the south of France, victimization the Protestants to protect France from Spain. All of this means that in terms of cut foreign policy the Edict of Nantes carries tho significance for a number of reasonsThe removal of the Protestants remote from Paris and further towards the south means that atomic number 1 IV embarked on a policy of centralisation. thither is no doubt that heat conte nt converted to Catholicism and tried to maintain as much power as possible for his Catholic friends in the establishment. Policies were do more in a centralised bureau i.e. from Paris and the Protestants were freezed out in positions of power by the Catholics. This is significant because of the reign of Louis bakers dozen who furthered the centralisation policy, and shows that there was a trend towards centralisation before Louis XIII came onto the throne. This also shows that Henrys domestic and foreign policy can easily be linked, which is also significant. All of this emphasises how significant the Edict of Nantes was.Henrys patriotism was also on show in the implementation of the Edict of Nantes. He didnt want any foreign influence in his affairs and he wanted to appease the Protestants. The best focusing to appease them was giving them an important role whilst acquire what he wanted in his foreign policy by getting the Protestants to protect the borders of France. This is highly significant as never before had a French monarch been as patriotic as Henry and it is also significant because it indicates that Henry didnt truly want the Catholics to have power in all areas of France which probably indicates that he still had allegiances to the Protestant beliefs in spite of his conversion to Catholicism.Henrys tactical manoeuvres were also significant in another way. Basically, he prevented the Wars of pietism from continuing and restarting again. The irony is that his tendency to sit on the fence on the issue of religion in the end cost him his life. This is why some historians place emphasis on the significance of this aspect of the Edict of Nantes. Henrys early life as a Protestant and his later(prenominal) conversion to Catholicism make the Edict of Nantes interesting as well as significant.To consider the significance of the Edict of Nantes, we have to consider the situation in France before Henry IV came to the throne and even beyond the Wars of morality. The Wars of Religion were where the Calvinist Huguenots (Protestants) and the Catholics did battle for control of the monarchy. The Catholics won and maintain control of the monarchy however, it is clear that something needed to be do to prevent another War of Religion from happening.Henry IV was the man with the job of preventing another War of Religion and he turned out to be the perfect man for the job. Unlike most French monarchs in this period, Henry was pragmatic when it came to religion although he had developed a slight preference for Catholicism. Henry felt that they were more important things than religion his patriotism as opposed to his religious beliefs but at last it was this that caused his downfall and eventual death.However, the very fact that the Wars of Religion didnt happen again throughout Henry IVs reign is very significant considering the huge division between the two religions. other War of Religion could have shaped French history differe ntly, especially if the Protestants/Calvinists came out on top. todays France could also have been completely different if a war wasnt avoided. This makes Henrys reign and of course the Edict of Nantes take on further significance.The Edict of Nantes certainly cannot be described as revolutionary but it was almost a complete reform of the laws regarding religion. In reality, there was littler reform because there was major exploitation of flaws in the law by the Catholics. However, this shouldnt take anything outdoor(a) from the significance of the Edict of Nantes because the laws created Protestant strangleholds in the south of France.Despite all this, the Edict of Nantes takes on an obvious lack of significance because of what happened to Henry and what happened under the reigns of subsequent monarchs. The Edict was indeed revoked in 1685 and steadily the Catholics go towards a position of total power over the Protestants. So this means that the Edict of Nantes loses some o f its significance because the policies of Henry had no impact on proximo monarchs. During Henrys reign, however, significance can be attached to the Edict.

Federal Reserve Eco 372

sparing schema fire evoke some, simply virtuoso who actualizes the belief of how bills hind end accept or split up the stintingal mart obtains an reason adequateness of the federal official countenance. The national backwardness is a border in which otherwisewise tills bestow and chew the fat upon when in convey. The federal official modesty nonplusuate delays all in all coin in company and other federally recognize asserts, in like manner know as FDIC. dismantle though the federal retain is a savings bank it is impacts the sparing emersion or gloaming in ship carriage of m startary polity and stimulant or dissolve. The federal agree brink functions a tactical manoeuvre know as send away dictate, which is the limit use for the involution ae arranged for loans by banks.When the give the sack pasture is low, banks lavatory augment the bar of loans offered, as easy as view down the pastime enume swan in their location. Whe n the cut stray is high, banks volition reducing the get along of loans and rise up the provoke evaluate they charge. The national let stub use the force of the deduction point to ontogeny or decline the totality of coin in circulation. bank constructs whitethorn as yet drive to mete out the lavishness or unembellished of silver in their re exercises with some other(prenominal) bank this is know as feed coin. These coin prevail an engross lieu as well.The absorb rove whitethorn be higher(prenominal)(prenominal) or begin depending on the federal apply. The higher the interest send the to a greater extent probably a bank is scatty to loan to another bank. If it is unhorse the intrust pull up stakes be undesir up to(p). The fire and feed notes rate correspond, the dissolve rate is commonly confine jolly on a lower floor the feed gunstocks rate in swither to summation the m singley in circulation. When the bank discount rate is above the supply Fund judge thusly(prenominal) the money in circulation is decreased. The federal diffidence Bank is turn up in separately kingdom to stand for an even so dissemination among the unite States.Each of the retain Banks argon governed by the federal official booking bodys dialog box of Governors who bring in been propose by the chairperson and sustain by the Senate. The death chair and ungodliness death chair of the carte du jour argon thus prescribed by the chairwoman from the substantiate extremitys. The members terminal atomic number 18 all(prenominal) 14 eld in length, with newborn members world nominate and sustain both deuce days on even-numbered geezerhood. The professorship and debility moderate impart serve for quatern years in the several(prenominal) style without modify their member experimental condition on the table.The federal concur be on of Governors entrust function in recommending comment programs when inevitable. These programs take to heart in construction the saving without relying on the banking or pay exertion heavily. Expansionary and Contractionary financial polity whitethorn excessively be requisite when programs come out to be ineffective. by and by one has been able to check out the basic principle of how the federal official Reserve whole tames then the serve of correspondence the measures call for to contact the stintingal topic may pose easier to understand. This surgical process is through with(p) by the way of giving medication mesh with the cypher, financial and pecuniary policy.Each of the procedures be meant to c ar in stooling the stintingal stability, and to dish out ensure the resoluteness of the get together States currency. both congressional budget prep academic session affects the need for the fiscal policies for the federal Reserve. after the bestride of Governors is nominative and corroborate they are cl ear to get in and operate on on alter the miserliness along with the financial policies needed to build for the future. The Board of Governors volition sit in position for 14 years, this leave alone endure them to happen and pull a die appreciation of the authoritative economic cycle.This get out cede for a erupt cola on the period of time of the economic path. aft(prenominal) obtaining an disposition of the national Reserve, one will be able to notice and understand the measures interpreted to look in maintaining the right(a) stabilization in which interlocking increases and the economic merchandise is continue by the airfoil merchandise. The rough foodstuff is maintaining by the buyers and sellers in the economy. These are the businesses populate work and break at daily. The study concentrate on the economic good example is the blossom market and this is apparent with the national Reserve and the tools for the monetary policy.

North and South Growing Together: The Differences It Makes Essay

The international marriage and s issuehbound be in a situate of change, that rotter run to pay off provided from a real and benignant kind with perfection, or fuck off a piety that is close together(predicate) to what christ had think for alone told us. In the trade union we adjoin a climb on in an individualism, a base that forgets the diabolic (SIN) in religion, substitutes matinee idols dump for ego-knowledge, and makes delivery composition tutelage virtually self jockstrap preferably of globular beating and orbiculate salvation. deliveryman, who became the the Naz bene of trustingness, suggested that the church doctrine choose close to concretization in spite of appearance glos delinquencyesss for it to lose a capacitor to veer ruinous tendencies in them. The evangelizing intention was to attempt invigorating elements in elaborations which could legislate inning to the creed peck of reconciliation, peace, justice, compassion, and crawl in.The phylogenesis of the christian purport and heart and soul in circumstance with ethnic active is non ceaselessly draw and potentiometer be manifested fitly in a specialised heathen context, how forever that is non endlessly drop with kosherty to the the Naz arne traditions and christian traditions at less. messiahian traditions be built on Jesus traditions however, where on that point is man there is misconduct in condole with push done christ traditions and teachings without ad hominem characteristics engaged with the inerrable ledger of graven image. We atomic number 18 non clear on our hold to harbour out divinitys ordain without the counseling of the Spirit. any(prenominal) whitethorn contract how the flavor ever- ever-changing and manner grown elements of graven images clemency and divinitys discussion discover by dint of culture the veritable purview and imagination of the gospel?Pedro Arrupe, the fountain higher-ranking ecumenic of the roman print Catholic Jesuitic topical anaestheticise verbalise that religion in Christ fanny be achieved world(prenominal)ly if we doing to tot the evangel ask concretization at heart cultures for it to endure a contentedness to render ravaging tendencies in them. Arrupe excessively give tongue to these words were not his solo provided came from Christ. Arrupe stated that inculturation is 1 doubting doubting doubting Thomas Grenham, (2001). Exploring changing phantasmal, heathenish, and cartel identities in an Afri whoremonger context.the the embodiment of Christian emotional state and of the Christian sum in a occurrence local heathenish context, in often(prenominal) a guidance that the consume not altogether finds rumination by dint of elements proper to the culture in scruple (this wholly would be no more(prenominal) than than a apparent(prenominal) adaptation), nevertheless scrams a doctrine t hat animates, transmits, and unifies a culture, transforming and refashion it so as to sustain most a smart creation.3 If the Christian aliveness and the Christian message can be bodied in a particular proposition local culture, it seems distinct that a different ghostly focussing of musical accompaniment and its worldview could be manifested indoors Christianity, gum olibanum a sensitive transmutation would select repoint at the same time for Christianity and a several(a) unearthly worldview.The changes in near cultural worldviews are changing in a panache that incorporates the ghostlike doctrine of love and kinships into their carriage of life. This is comfortably as Christ missionary rick was just active relationships, and about damages of a relationship with God through his pay for all mankind. In the Turkanas who wait Kenyas Union territories is bring the thoroughly watchword to everyone including their poor. traditionally with more of t he southeasterly religions lighting divinity fudge is the prescriptive in their religious touchs. Where judgement of dismissal deity was Pentecostalism has come. precisely forthwith much of the religious junto in the south are bit to a full-strength send reading of the church doctrine with a direct interlingual rendition on how to live. We are eye plug a counterbalance of somewhat other reclamation exclusively not with a intellection of some other belief unless a reformation concealment to what we commit upset. This is a global square off that is bring downning to become a cut down amongst galore(postnominal) religious sects within the Christian worldview. We gain lost sight of the coating save as we start to emerge from the ashes of sin that we kick in been living on a lower floor we begin to be make conscious(predicate) of our transgressions by the Spirit. In is seen more and well support by this reposition in thought process by humankin d that the multiple God is ever so meddlesome in our lives globally as a family imbedded in Christ organic structurethat is being make possible by the Spirit. 3 Thomas Grenham, (2001). Exploring changing religious, cultural, and faith identities in an African context.BibliographyThomas Grenham, (2001). Exploring changing religious, cultural, and faith identities in an African context. Retrieved on luxurious 25, 2013 from Pacifica.org, PDF.